Looking for auto, boat, car, long term care and/or life insurance and financing? Ins. Policy Insurance Network is your one stop source for all of your insurance needs. Ins. Policy Insurance Network works for you to find the right coverage for your family without all the high pressure normally associated with buying insurance.
Today we are going to talk a little bit about disability insurance and why you need to get a quote right away. Life happens. We can all agree that we don’t plan on being hurt in an accident or having a heart attack. However, these things DO happen to families just like mine and yours everyday. Really the key to disability insurance is the peace of mind it provides for the unexpected. None of us plan on spending time in the hospital or at home unable to earn a paycheck, but when it happens it can be devastating. I am not trying to make you nervous, but I am trying to point out something that you may not have done yet as part of your financial planning.
You need to sit down and figure out how your family would continue to operate on a daily basis if your income were suddenly removed. The greatest asset that individuals have is their ability to earn a paycheck. When that earning ability is taken away, then you need to have a plan B in place. Disability insurance pays you when you are unable to work from an injury or accident.
There are two types of disability insurance, short-term and long-term. Short-term disability insurance terms vary by policy, but six months is typical. This allows you the peace of mind to know that you will keep being paid a percentage of your previous income (generally 60%) even now that you are unable to work. It will help your family to continue to pay the household bills as well as help cover potential medical costs. Long-term disability insurance is a more typical insurance product in that it protects you from catastrophic illness or injury, that could permanently end your ability to earn an income. (Don’t Golf In Thunderstorms etc.) These policies usually pick up where short-term disability policies leave off, hence the terms short and long. Some long-term policies last only five or 10 years, but you want one that covers you until age 65. When you hit age 65 there are many more options that become available such as Social Security and Medicare.
A disability insurance plan can not wait, you do not know when something is going to happen. Disability insurance plans provide something that your job can not, peace of mind.
Don’t take chances, visit the great Ins. Policy Network Website and get a quote today.
Why are you still reading this? Visit the website and get a no-obligation quote. If you have other insurance needs, Ins. Policy can help with them as well.
Get an online disability insurance quote today! You owe it to yourself and your family. Looking for auto, boat, car, long term care and/or life insurance and financing? Ins.Policy is your one stop source for all of your insurance needs. Get Here Now
Here are the simple steps that you will follow to get an awesome risk-free quote. I am still typing because I know you are still reading.
First, this website is a great resource guide and provides up-to-date sources of disability insurance information to you.
Second, you will need to provide the information necessary for them to provide you with a quote.
Third, you will receive a call back and an email with your disability insurance quote.
Fourth, you can review your options and because they represent many of the top companies in the industry, they truly are a convenient source for the “one-stop shopping”.
Fifth, if you decide to buy Disability coverage from them, you will need to complete the application and return it to them. Pretty simple, right? Finally, and perhaps most importantly, they deliver all of these services in an effective and non-intrusive manner.
What are you waiting for, go there now!